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Archive for the ‘Insurance Quotes’ Category

California Continuous-Coverage Proposal to Get Statewide Vote

January 24th, 2012

Residents of California will get a second chance to vote on a ballot measure that would allow car insurance companies in the state to give continuous-coverage discounts to policyholders regardless of who their previous insurer was.

California Secretary of State Debra Bowen announced on Wednesday that backers of the initiative have collected enough petition signatures to qualify the proposal for inclusion on the states November ballot.

Insurers can currently give Californians discounts for continuously maintaining car insurance coverage, but only if they stay with the same company. So if State Farm policyholders renew their policies with State Farm, they can get a discount for maintaining coverage.

Full Post..

Tags: Statewide Vote, Vote
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Managing Deductibles To Get Cheap Car Insurance Coverage

January 15th, 2012

Auto insurance, much like every other insurance in this country, has been increasingly getting more expensive. There are many reasons for the increase in costs, but the fact remains that policies are getting pricey while coverage is staying the same. Because of the rising costs, some individuals or families have been moving to basic coverage or getting liability only in order to cut costs. But it’s important to know state laws regarding basic coverage before making that move.

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Tags: Car Insurance, Insurance
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Making Health Insurance Affordable for Small Business

December 30th, 2011

The best available health insurance plans should be purchased at the best possible costs.

The dialogue over health insurance policies, programs and costs has become confusing for small business owners who just want good coverage for themselves, their dependents and their employees.

Terms such as public options and universal health care were not in the general vernacular just three years ago, but now the conversation about benefits and the pitfalls of a new national health care program has left small business owners and their employees worried about coverage options and related costs.

According to insurance industry associations, the best plan for small businesses, and also for larger companies and nonprofits, is to continue to offer employees the best available plans that can be purchased at the best possible costs.

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Tags: Business, Health Insurance, Small Business
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Basics of Home Condo Insurance in Oakland

December 14th, 2011

A home condominium in Oakland has been the choice of many especially those who are single, or city dwellers. Condominiums in Oakland are much more affordable and generally are more secure that a single family house. It often offers amenities such as pool, laundry services or perhaps a convenient store. Furthermore, there is no outdoor maintenance for condo unit owners to worry about and on top of that, condo dwellers are able to deduct interest payments than that of a single house.

Like cars or houses, your condo unit in Oakland is also probably one of your most important investments that you’ve made in your life. Full Post..

Tags: Condominium Insurance
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Florida Car Insurance Rates Could Change After Recent Fraud Crackdowns

December 2nd, 2011

One of the largest problems facing the auto insurance industry is the continued rash of fraudulent or exaggerated claims made by unscrupulous policyholders. Cheap car insurance may become a thing of the past as more and more of these claims are made and insurance companies have to pay out millions not only to try to prevent the fraud from happening, but also to those who are successful in getting a fraudulent claim through.

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Tags: Car Insurance, Fraud
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Purchasing renters insurance by term for college students

December 1st, 2011

The majority groups of individuals are actually college students, this is due to the fact that college students do not usually own their home or are not able to do own one. Since college students cannot afford to own a property or house, they have to be renters – therefore, they are eligible for an insurance called the college student renters insurance.

There are various ways for college students to be insured by renters insurance, and one of the options that they could opt is to buy renters insurance by term. It is rather important to keep in mind that majority of the college students live their lives by the term. Full Post..

Tags: College Students, Students
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Free Home Insurance Inventory Tools: Templates and Software

November 11th, 2011

Create and update a checklist of all personal properties in a home with online templates and software.

A home inventory is a list of personal properties with descriptions and cost information to be used in a potential insurance claim. This inventory can also be used to decide how much content insurance to purchase on a property. The inventory should consist of every room in a home and all content in each room. Costs and the receipts to support them should be used when preparing an inventory list. Some homeowners take picture of valuable assets as they are added to the list.

The most efficient method for creating a home inventory is by using online templates and software to store the data.

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Tags: Software
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Allstate: Drivers May Be Neglecting Hazards of the Road

November 2nd, 2011

Eight out of 10 American motorists consider it unlikely that a vehicle crash or breakdown will leave them stranded by the roadside, even though a majority of them have suffered that fate before, according to a new Allstate Insurance survey.

Results of the nationwide phone poll, released Thursday, show that 84 percent of drivers are confident their car won’t become disabled, despite high percentages having gone through such an experience because of an accident, mechanical failure or other reason.

Full Post..

Tags: Road
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