Archive for the ‘Motorcycle Insurance’ Category
Top 5 Tips for Sharing the Road Safely with Pedestrians
May 10th, 2011
The numbers for car-pedestrian collisions are sobering. From 2005 to 2009, there were 224,000 collisions involving pedestrians and single-passenger vehicles. Of those accidents, 13,193 were fatal. But even more sobering are the circumstances in which those pedestrians were hit.
Though you might imagine otherwise, the most common scenario in which a pedestrian and car collide is when a person is crossing the road and the vehicle is going straight — this is how it happens 95 percent of the time. In many of those cases (54 percent), nothing is obscuring the driver’s vision. And the driver usually fails to brake.
In fact, drivers who hit pedestrians while traveling straight hit the brakes only 13 percent of the time.
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Touring Caravan Towing Safety
May 7th, 2011
One of the biggest problems faced by caravan owners will be towing their precious vehicle. Jokes are always made about seeing caravans on the road, but in reality it’s no laughing matter – failing to understand touring caravan safety can have severe consequences, and learning how to tow properly should be a top priority. Here are a few tips to help you on your way.
• Load your caravan safely. When loading your caravan, it’s essential that everything is properly secured to prevent your possessions being strewn around the vehicle. Always distribute the weight evenly and put heavier items over the axle, and of course you should never exceed the maximum loading weight if you want to stay safe.
• Invest in extension mirrors.
Tags: Towing, Towing Safety
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Teen Driving: 6 Essential Safety Tips
May 5th, 2011
So your son or daughter is approaching driving age — how’d that happen so fast? No doubt your teen is desperate to be given the keys to the family car, or perhaps for a car of his or her own. It’s something that most parents face with varying degrees of anticipation and dread. So in honor of National Youth Traffic Safety Month
Tags: Driving, Driving Essential
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Compare Static Caravan Insurance
May 3rd, 2011
Whenever you’re looking to invest in caravan insurance, you need to bear in mind one simple point – compare all the options. Performing adequate comparisons can mean the difference between having the cover that you’re looking for and being bitterly disappointed should the worst happen, so you always need to compare static caravan insurance policies if you want to be confident in your choice.
But just what do you need to be looking for when you’re comparing them? Because it’s for a static caravan your considerations will be slightly different than if it was a tourer.
Tags: caravan insurance, Insurance
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Top 7 Driving Phobias (And How To Conquer Them)
May 1st, 2011
April was Distracted Driving Month, which got us wondering, are people distracted by their driving phobias? So we polled our Facebook community to learn more about what exactly gives them the behind-the-wheel heebie-jeebies. Here’s what they said shakes them up:
- 27% Driving on mountain roads without guard rails
- 27% Driving in bad weather (ice, snow, and rain)
- 20% Driving near large trucks
- 4% Becoming unable to drive
- 4% Driving over bridges
- 3% Driving near intoxicated drivers
- 1% Veering off the road (uncontrollably)
- 1% Fearing that the hood latch would suddenly release
If any of these driving anxieties sound familiar, here are some tips for staying calm on the road (no matter what happens):
A good instructor can guide you through driving situations that make you feel uncomfortable and help you bolster your confidence.
Tags: Driving Phobias, Phobias
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Top reasons to go in for automobile insurance quotes
April 30th, 2011
A lot of people tend to take automobile insurance for granted. As a result they keep renewing their insurance policy year after year, unaware of the fact that they are paying quite a few dollars extra year after year. It could be a substantial saving if one really starts looking for what is on offer as far as automobile insurance premiums are concerned. With increasing competition more and more insurance providers are offering incentives to customers, especially those who have a genuine case for discounts.
Why auto insurance quotes
Auto insurance quotes are quite useful, when it comes to that time of the year when you have to make a decision regarding renewing your policy or taking a new one.
Tags: Automobile Insurance, Insurance
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Sex and Car Insurance: How Gender Affects Your Rate
April 24th, 2011
Auto insurance actuaries make generalizations about groups of people to help them determine auto insurance rates. Though it sounds surprisingly un-PC, your gender can generally predict driving behavior and, hence, how likely you are to be involved in an accident. And in spite of the stereotype of the ditzy female driver, you might be surprised to learn who pays more for car insurance. Ready?
Generally, males between the ages of 16-25 pay more for auto insurance than females the same age. It may seem like gender discrimination but there are good reasons why:
- Males typically drive more than females.
Tags: Rate
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Key features of cheap no-fault auto insurance quotes
April 24th, 2011
While most states operate their insurance policies based on the conventional fault-based auto insurance policies, there are other states that follow a no-fault auto insurance system. This coverage is also better known as PIP and it is being followed in states like New York, Michigan, Florida, Kansas, Minnesota, Massachusetts, Kentucky, Hawaii, New Jersey, Washington D.C., and Pennsylvania etc.
As per the no-fault coverage each policyholder can recover their financial losses from their respective insurance company regardless of who was at fault. This type of coverage was set up in order to remove the fault out of the liability and in order to cover medical costs from their own insurance providers.
Tags: Auto Insurance, Insurance
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