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Home Insurance Fraud Rises in 2009

July 26th, 2010

Have you noticed that your home insurance premiums have been steadily rising in the past few years? If you have then you may have put it down to inflation or the rising cost of technlogy, furniture and other items that individuals commonly have in their home. However, although both of these elements do play a part in it, it should be noted that the main reason as to why home insurance premiums have been rising of late is the fact that home insurance is the area of the insurance industry that faces a much greater rate of fraud than any other.

It was found that in 2009 62,000 bogus or exaggerated claims were detected by insurers, and that does not include the claims that were not detected. These claims cost money for the insurer and increase the level of liability that homowners have to cover as a result. As such, you could be paying more for the dishonest individuals that are making false claims.

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