Increase in the number of suspicious auto insurance claims can lead to high premiums
May 16th, 2011
The cost of auto insurance premiums could go up drastically due to the suspicious claims that are increasingly seen by auto insurance companies. This is a clear sign of fraud which could spike up the premiums. Most people from the industry blame the financial crisis for this.
Bill LeFew, American Family Insurance agent, states that people feel tied up due to the economy. Since these people have lesser options, they have turned to auto insurance fraud.
He also states that insurance fraud had become more prevalent ever since the recession. LeFew has been an insurance agent for the last 34 years.
Tags: Auto Insurance, Premiums
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Cut the Cost of Gas in Half with This One Simple Tip
May 16th, 2011
Unless you’ve been hiding under a rock, you’re probably well aware that gas prices have skyrocketed this past year. As of this week, the national average cost of a gallon of regular, unleaded gasoline is $3.97, a whopping 36.5% increase from last year. And that’s just the average. In California, the price of gas hit an astronomical $4.25!
Of course, what goes up must come down, right? Well, not necessarily anytime soon. And since we can’t control how much gas costs, most of us are trying to figure out how we can use less of it.
The average American drives approximately 13,500 miles per year in a vehicle that gets an average of 25.5 miles per gallon of gas.
Tags: Gas, Gas Half
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North Carolina considering “pay as you go” insurance
May 12th, 2011
With the cost of the fuel increasing by the day, an increasing number of people are limiting usage of their cars. There are certain states in the United States where people with limited driving can benefit. North Carolina does not fall under this list of states. However, there are signs that this may change in the near future. The General Assembly in the state of North Carolina is considering a bill which can bring a sigh of relief to people who drive less here.
One of the sponsors of the bill, state Senator Bob Rucho, also a Republican, said that as per the current laws governing auto insurance, there is no scope to offer special discounts to people who drive less.
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Taxi Insurance & Instant Fines
May 12th, 2011
If you’ve seen the news in the past few days then the likelihood is that you’ve seen the big news for UK drivers – police will soon be able to issue instant fines for drivers that are caught speeding, eating and drinking behind the wheel, talking on the phone, cutting other drivers up and parking where they should not be. This is going to have a huge impact on many people but it will have an even bigger one for those driving for a living, like taxi drivers for example.
Taxi insurance may well go up as a result of these measures because the likelihood is that if you do any of the things mentioned above then you will get a fine of at least £80 and at least 3 points applied to your license.
Tags: Fines, Instant Fines
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Top 5 Tips for Sharing the Road Safely with Pedestrians
May 10th, 2011
The numbers for car-pedestrian collisions are sobering. From 2005 to 2009, there were 224,000 collisions involving pedestrians and single-passenger vehicles. Of those accidents, 13,193 were fatal. But even more sobering are the circumstances in which those pedestrians were hit.
Though you might imagine otherwise, the most common scenario in which a pedestrian and car collide is when a person is crossing the road and the vehicle is going straight — this is how it happens 95 percent of the time. In many of those cases (54 percent), nothing is obscuring the driver’s vision. And the driver usually fails to brake.
In fact, drivers who hit pedestrians while traveling straight hit the brakes only 13 percent of the time.
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Touring Caravan Towing Safety
May 7th, 2011
One of the biggest problems faced by caravan owners will be towing their precious vehicle. Jokes are always made about seeing caravans on the road, but in reality it’s no laughing matter – failing to understand touring caravan safety can have severe consequences, and learning how to tow properly should be a top priority. Here are a few tips to help you on your way.
• Load your caravan safely. When loading your caravan, it’s essential that everything is properly secured to prevent your possessions being strewn around the vehicle. Always distribute the weight evenly and put heavier items over the axle, and of course you should never exceed the maximum loading weight if you want to stay safe.
• Invest in extension mirrors.
Tags: Towing, Towing Safety
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Concerns over privacy as auto insurers use tracking devices to offer discounts
May 6th, 2011
There is a popular program that offers premium discounts to drivers who agree upon installing devices to record their driving patterns. This has worried the privacy advocates who claim that this is highly intrusive and this could also lead to other infringements in the future.
There are around 250,000 Progressive clients who have already participated in the Snapshot Program initiated by the company, and they are now hoping that their good driving habits will help them avail discounts.
As part of the Snapshot program, the drivers agree to install a monitoring device in their vehicle’s onboard diagnostic computer which not only records but also transmits data to Progressive for a period of six months.
Tags: Discounts
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Teen Driving: 6 Essential Safety Tips
May 5th, 2011
So your son or daughter is approaching driving age — how’d that happen so fast? No doubt your teen is desperate to be given the keys to the family car, or perhaps for a car of his or her own. It’s something that most parents face with varying degrees of anticipation and dread. So in honor of National Youth Traffic Safety Month
Tags: Driving, Driving Essential
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