Why People Try To Skip On Getting Van Insurance
June 16th, 2011
Do you know of anybody that does not want to get van insurance simply because of the price? What you need to understand about all insurance is that there will be some costs involved with it and that is the reason why you need to factor these into your monthly budget. When most people get a car or a van in this case they don’t even bother factoring in the price of insurance and that is one of the biggest problems that they make in getting a vehicle. When it comes to van insurance there are many reasons why people try to skip out on it and it just so happens that the biggest reason is price.
Another reason people try to skip out on buying van insurance is because they think they won’t get into an accident. Full Post..
Tags: Van Insurance
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Insurance Coverage of Faulty Roofs
June 13th, 2011
In most cases, homeowners insurance policies do not cover flood damage or water damage done to your home unless you have purchased additional insurance specifically designed for it. However, one exception to the rule is a leaking roof and the damage done by it. You will have to read over the particulars of your policy to be absolutely sure it is covered, but in most cases it will be. Damage to your roof is covered under different conditions than typical flooding or backed up pipes.
If you discover that you have a leak in your roof the first thing to do is to take pictures. Get your camera and a ladder and climb up to the top of the roof and take pictures of any damage visible up there. Full Post..
Tags: Insurance Coverage
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Alabama House Approves Proposal for Coverage-Verification System
June 12th, 2011
Lawmakers moved one step closer Thursday to establishing an electronic database that would help government entities verify whether motorists in the state have valid Alabama auto insurance policies.
State legislators want to set up the verification system in order to more easily identify uninsured drivers and, ultimately, temper the states high rate of drivers who lack proper insurance coverage.
Alabama has been estimated to have one of the highest uninsured-motorist rates in the nation. The Insurance Research Council estimated that in 2007 about 26 percent of drivers lacked a policy.
Tags: Alabama, Alabama House
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Park Home Caravan Insurance Quotes
June 11th, 2011
If you’re looking for a holiday home to give you a much-needed break, you could well be considering the benefits of a static caravan or park home. But, there’s often some confusion between the two, with many people thinking that the names are interchangeable. In fact there are some distinct differences between each of them, and that’s always going to have an impact on the insurance implications.
A static caravan is exactly as it sounds – a caravan that doesn’t normally move once it’s been correctly positioned. It usually finds its home on a caravan site, often being used as a holiday home and rented out when you’re not personally using it. A park home, on the other hand, is slightly different.
Tags: Caravan, Park Home
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Home Insurance & Emergency Cover
May 31st, 2011
Do you have home insurance and separate home emergency cover? If you do then you may need to check your paperwork to see who covers you because, according to a Guardian newspaper report, Homecall+ went bust a week or so ago. Previously one of the leading providers of home emergency cover, its demise has left its thousands of customers without the protection against emergencies that they thought they could rely on. If you are one of them then you absolutely need to check out your options and consider whether or not you should get even more cover or simply drop the emergency protection for good.
If you do feel that you need to take out emergency cover then you have several options.
Tags: Cover, Emergency Cover, Home Insurance
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Enjoying the Small Moments on Memorial Day
May 30th, 2011
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As a veteran, Memorial Day means a lot of gratitude to many people whom I’ve never seen and don’t know.
In towns and cities across the nation, veteran memorials commemorate all those who have fallen. When I read the names etched into these memorials, I try to imagine what their lives were like. Chances are, they were short. But usually I don’t think about them going to war and dying, just about what they were missing back home.
While serving in the military, I found myself missing the small things from home.
Tags: Day, Memorial Day
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Could Requiring Senior Drivers to Retake Their License Exam Impact Auto Insurance?
May 28th, 2011
In March 2011, a Marist Poll revealed that two-thirds of Americans believe that drivers should be retested for their license once they reach the age of 65, even if they have a good driving history. Many experts believe that driving capabilities can diminish when drivers get older from failing eyesight as well as other physical issues and mental restrictions.
But is it a good idea to have seniors to retake their drivers license test once they reach a certain age? Have states looked into this requirement for drivers?
Tags: License, License Exam
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Oklahoma Limits Recovery Rights of Drivers Who Lack Coverage
May 27th, 2011
Oklahoma Gov. Mary Fallin signed into law on Thursday a no pay, no play car insurance proposal that will limit the recovery rights of drivers who flout the states mandatory insurance law.
Under the new law, motorists who get into serious accidents while driving without coverage will only be able to recover economic damages for medical costs, property damage and loss of income. An uninsured motorists involved in a crash even if it was not his or her fault will not be able to successfully sue for pain and suffering.
The proposal was approved by 74 percent of state senators and 58 of state house members who voted on the measure.
Oklahoma is now the second state this year to sign such a bill into law.
Tags: Drivers, Recovery Rights
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