What is needed to receive a home and car insurance discount?
February 22nd, 2012
Discounts translate into savings and there are many ways consumers can obtain savings when purchasing car insurance coverage. Todays economy compels everyone to think in terms of being as prudent as possible when it comes to finances and since insurance coverage can turn into a major expense, every way savings can be generated will make a world of difference in the average budget.
Enter your ZIP code and let us help you save money by sending your multiple car insurance quotes for FREE.
Not only are savings realized through car insurance discounts, but consumers also save when obtaining the most and best car insurance coverage for the least amount of money.
Tags: Car Insurance, Discount
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Cell phone store owner defrauds insurer of $700,000 in claims scheme
February 16th, 2012
The owner of a California cellular telephone retailer was sentenced to three years and four months in state prison for his involvement in more than 2,000 fraudulent insurance claims, costing more than $700,000.
The California Insurance Department said Andy Jungsik Kim, 37, of Studio City, Calif., who ows Skyland Cellular, will serve the sentence for grand theft, multiple counts of identity theft and for possession of a forged driver’s license.
Tags: Claims, Claims Scheme
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Study Examines Misconceptions Of Who Picks Up Tab When Patients Walk Out
February 7th, 2012
There are ways in which patients who leave the hospital against medical advice wind up paying for that decision. Being saddled with the full cost of their hospital stay, however, is not one of them.
Insurance companies know this. Patients who walk out may know this. But many physicians, according to a study published in the Journal of General Internal Medicine, do not.
A survey of general internal medicine doctors at the University of Chicago Medicine found that two-thirds of residents and almost half of attending physicians believe that when a patient leaves the hospital against medical advice, insurance companies will not pay for the patient’s hospitalization, leaving the patient liable for the full hospital bill. Full Post..
Tags: Patients, When Patients
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Creative Gift Ideas – Insurance Agents
February 3rd, 2012
Chocolates and flowers are not your only options when looking for great gifts for your insurance agent. Thrill your broker with occupation specific options.
Finding the perfect gift for an insurance agent need not be a challenge if you know where to look. There are a growing number of websites where you can find creative and unusual gift ideas for your favorite insurance agent or broker. Whether you are looking for an insurance gift for an expectant mother going off on maternity leave, a plus size tee shirt for a broad shouldered broker, or just a comical gift for that jokester of a boss in the insurance office, you are sure to find just the perfect present when you have the following websites at your disposal.
Tags: Insurance, Insurance Agents
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California Continuous-Coverage Proposal to Get Statewide Vote
January 24th, 2012
Residents of California will get a second chance to vote on a ballot measure that would allow car insurance companies in the state to give continuous-coverage discounts to policyholders regardless of who their previous insurer was.
California Secretary of State Debra Bowen announced on Wednesday that backers of the initiative have collected enough petition signatures to qualify the proposal for inclusion on the states November ballot.
Insurers can currently give Californians discounts for continuously maintaining car insurance coverage, but only if they stay with the same company. So if State Farm policyholders renew their policies with State Farm, they can get a discount for maintaining coverage.
Tags: Statewide Vote, Vote
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Is car insurance necessary in all states?
January 21st, 2012
All states have some sort of financial responsibility law in place. Usually this takes the form of liability insurance and some states only offer this as a means to prove financial responsibility. Other states offer options, such as a bond or deposit with the DMV or similar agency in the state. Some states, like Virginia, require insurance, but then offer you a way to avoid carrying it by paying a yearly fee. Even New Hampshire will require proof of financial responsibility if you get into a situation where you’ve demonstrated your inability to pay damages in an accident.
Tags: States
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What is a federal employee car insurance discount?
January 18th, 2012
If you’re a federal employee, you may wonder if you can get a special discount on car insurance. There is no simple answer. It all depends on the insurance policies in the state where you live. Let us do an auto insurance company comparison with our ZIP code search and find the best rates for you! Just enter your ZIP and let us do all the work!
Some car insurance companies only serve federal employees. Some insure only a specific type of federal employees. They may, for example, only insure those who serve in the military.
Tags: Car Insurance, Discount, Federal Employee
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The Basics Of A Required Insurance Education
January 16th, 2012
Most people never think about the insurance education that is required for agents to begin providing policy coverage. Neither do they consider the continuing educational efforts that must be made to maintain licenses over time. For people who are thinking about getting into the industry, however, it is absolutely essential that these details be fully understood.
The requirements
It is important to understand that there is no legal requirement to obtain a college degree before obtaining a job as a brokering agent. However, the industry has its own standards and they currently require licensing and that includes at least a two-year Associates degree.
Tags: Education, Insurance Education
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